Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content
Utrack

Popular Search Terms

Alex Cox Author Image

Alex Cox

Consumer finance expert

About the Author

Alex is a self-employed writer, journalist and editor with over 25 years experience. A jack-of-all-trades, he has written for, edited, and sub-edited numerous consumer magazines and websites including T3, Total Film, and Maximum PC.

He currently works as a freelance consumer and B2B writer, covering topics including cutting-edge technology, plastic sustainability, wellness, finance and employment.

Alex lives in Bristol with his wife, two kids, and three cats. That might be one cat too many.

Expertise

  • Technology

  • Business

  • Finance

Online Banking Explained

What's the cheapest way to borrow money?

If you're looking to borrow money and keep the costs down you could choose a loan with a low interest rate or a credit card with 0% interest.

A woman takes notes while looking at a laptop screen.

Top Ten Balance Transfer Mistakes

We reveal the 10 most common balance transfer mistakes and explain how to avoid unexpected balance transfer fees.

Read More
A couple try to calculate their finances.

How Many Balance Transfers Can You Do?

Transferring a credit card balance to another card with a lower interest rate can save you money. But how many balance transfers can you make to one card?

Read More

Advantages and Disadvantages of a Credit Card

Explore the pros and cons of credit cards, how to use them correctly and the best ways to avoid the pitfalls.

How To Transfer Money From A Credit Card To A Debit Card

Discover your options for transferring money from a credit card to your bank account, including how money purchase credit cards and cash advances work.

Guide to how prepaid cards work?

How To Switch Current Accounts

Find out how to switch current accounts to get a better deal or service.

Student credit cards

Student Credit Cards - Compare Credit Cards For Students

Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.

How to improve your credit rating and credit score

How Can You Improve Your Credit Score?

Getting the best loans, credit cards and mortgages can be hard if your credit score is low. Here, we show how small improvements could boost your chances.

Bad credit rating - How to improve credit rating

How to Dispute Your Credit Report

Find out how to correct inaccuracies on your credit report and reduce the risk of being rejected for credit.

American Express credit cards - card close up

What is the Annual Percentage Rate or APR?

Find out what the annual percentage rate (APR) means and how it could affect you when applying for a credit card or personal loan.

Understanding Credit Card Fees

It’s easy to get caught out by credit card fees if you don’t understand them. This guide explains what you need to know…

A seated woman looks something up on her phone.

How Much Can You Balance Transfer to Another Credit Card?

Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.

Why Do We Ask You to Do a Soft Credit Check?

Find out why running a soft credit check can improve your chances of getting the best mortgages, loans and credit cards.

Best Ways To Borrow A Small Amount Of Money

Whether you want to consolidate debts or fund emergency repairs, here’s everything you need to know about the best ways to borrow a small amount.

How to Pay Off and Clear Credit Card Debt

If you're struggling with credit card debt, find out about strategies for paying it off so you can clear your debt faster and reduce the interest charged.

A smiling vendor offers a customer a card payment machine

How to Use a Credit Card Effectively

Are you making the most of your credit card? Find out how to unlock the benefits and manage your borrowing wisely.

How to Improve Your Credit Score Without a Credit Card

Applying for a credit card is just one way to improve your credit score. Explore alternative options for boosting your credit score.

Group of students laughing and having fun

How to Choose the Best Student Bank Account for your needs

Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.

Woman pondering her options

What Does 0% Interest Mean?

Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.

OSZAR »